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About .Loan
The history of banking began with the first prototype banks which were the merchants of the world, who made grain loans to farmers and traders who carried goods between cities. This was around 2000 BC in Assyria, India and Sumeria. Later, in ancient Greece and during the Roman Empire, lenders based in temples made loans, while accepting deposits and performing the change of money. Archaeology from this period in ancient China and India also shows evidence of money lending.
DID YOU KNOW
Only 8% of the world’s currency is in physical money.
There is more Monopoly money printed every year than actual cash.
The record for a new money loan was Verizon Communications’ $61 billion loan for its acquisition of Vodafone Group in 2013.
When you add up all the money Americans owe on their cars, credit cards, mortgages, student loans, and other lines of credit, the sum is $12.58 trillion dollars — more than the entire gross domestic product of China.
Personal loans are the fastest-growing type of consumer debt.
There are more payday lenders in U.S than there are McDonald's locations.
Single women and married women who wished to establish credit separate from their spouses were denied credit cards until 1974 . That changed in 1974 with the Equal Credit Opportunity Act.
The American Bankers Association estimated in March of 2009 that there are nearly 10,000 credit card transactions occurring every single second worldwide.
JOKES
Why is money called dough? A. - Because we all knead it.
Why did the hippie put his money in the refrigerator? A. - He liked cold cash.
I went to the ATM this morning and it said “insufficient funds”. I’m wondering is it them or me?
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